Financing
Ductless Heat Pump Financing – Make Your New System Affordable Today
We get it. A new ductless heating and cooling system is an investment in your home’s comfort and energy bills, but coming up with the full amount upfront isn't always easy. That's where ductless heat pump financing comes in. At Ductless Certified Heat Pump, we've partnered with Financeit, a leading provider of point-of-sale financing for home improvements across Canada, to offer you flexible, low-monthly-payment options. This way, you can start enjoying a perfectly comfortable home right now, without waiting until you've saved up the full amount.
Click on the bottom image to apply now:
Here's how it works for you. Financeit is different from a traditional bank loan. You apply right from our website or your phone, the process is secure, and you usually get a decision in minutes. They offer terms that work for your budget, like no-interest options for short terms (if you qualify) or low, fixed interest rates for longer periods. You can choose a repayment plan that fits your life – from one year up to ten years, depending on the total cost of your ductless heat pump installation. There are no hidden fees, no prepayment penalties, and the application doesn't affect your credit score until you accept the offer.
Worried about how much you might qualify for or what your payments would look like? It's simple. Just click on our secure Financeit link below. It will take you to a page where you can use their payment calculator, see sample rates, and fill out a quick application. You can do it from your couch in about five minutes. Many of our customers are surprised at how affordable a new mini split heat pump installation becomes when you spread the cost out over a few years. And remember, you can use financing in combination with our coupons and any government rebates you qualify for to lower your total cost even further.
What makes financing through us even smarter? You can combine your loan with available rebates. Let's say you qualify for a Canada Greener Homes Grant heat pump rebate. You can use that rebate check later to pay down your loan principal faster, saving on interest. Or, you can use a lower loan amount to cover just the portion after your rebate. Our team can help you structure this. The bottom line: financing removes the biggest barrier to getting a high-efficiency system, turning a large one-time expense into a manageable monthly bill that's often less than what you were paying for inefficient heating and cooling.
Systems Eligible for Easy Financing
Our financing options cover any ductless heat pump installation, whether it's a single zone system for a basement or addition, or a whole-home multi zone ductless system installation. This includes top brands like Mitsubishi, Daikin, Fujitsu, LG, and others. The full purchase, including installation, is eligible.
Certified Installation – Required for Financing & Peace of Mind
Financing providers need to know the work is being done by a qualified, legitimate contractor. That's us. Our team includes a licensed Gas Technician 1, a 313A Refrigeration and Air Conditioning Mechanic, and a fully TSSA certified gas contractor. We're also proud HRAI members and carry full WSIB coverage and insurance. This professional status is what allows us to offer you trusted financing options.
Combine Financing with Rebates, Coupons, and Rentals
Financing is just one tool in your savings toolbox. Use it alongside government rebates, our seasonal coupons, or consider our rental programs if you prefer no long-term loan. We'll help you run the numbers to see what's best for your situation.
Financing Available Across the GTA
We offer our easy Financeit loan options to homeowners at all our service locations, including Toronto, Vaughan, Richmond Hill, Markham, and Mississauga.
What Customers Say About Financing
Finally Got Our Whole Home System
“We needed a 4-zone system for our bungalow, but the $15k price tag was too much to spend all at once. The Financeit option let us do it for around $150 a month. Our summer cooling bills are already way lower. Best decision.”
Alan Foster
Super Simple Application
“I was nervous about applying for financing. I filled out the form from the link they sent on my phone while the estimator was still here. Got approved in like two minutes. No hassle at all.”
Catherine Tran
Used Rebate to Pay Down Loan
“We financed the full cost, then when our Greener Homes Grant rebate came in, we made a lump sum payment to Financeit. No penalty. It was perfect.”
Robert Singh
Ready to Apply? Here's Your Next Step
Getting started with financing is the easiest part. Click the secure link below. It will take you directly to our dedicated Financeit application page. You'll see a payment calculator, current rates, and a simple online form. The application asks for basic information like your name, address, income, and the loan amount you're looking for (we can help you with that number). Once you submit, you'll usually receive a decision within a few minutes. There's no obligation to accept the offer, and checking your rate won't hurt your credit score. It's just a quick, safe way to see if financing is right for you.
Apply for Financing Securely Online
If you prefer, you can also call our office and one of our team members can help walk you through the application over the phone. We can't give financial advice, but we can answer questions about the process and provide the project total you'll need for the application. Either way, we're here to make your new energy efficient HVAC system as affordable as possible.
More Money-Saving Tips on Our Blog
Want to learn more about combining financing with rebates, or which systems give you the best return on investment? Check out our blog for articles on energy savings, maintenance tips, and making smart financial choices for your home comfort.
Frequently Asked Questions About Financing
Financeit considers a range of credit profiles. You don't need perfect credit to be considered. The best way to know is to apply – it's a soft credit check at first, so it won't impact your score.
Yes, Financeit does not charge prepayment penalties. You can pay off your loan faster or make a lump sum payment (like using your rebate check) to save on interest.
Sometimes, yes. Financeit occasionally offers promotional financing, like 12 months no interest, for qualified applicants. Check our application link for current offers.
Most applicants receive a decision within a few minutes of completing the online application. It's very fast.