Rentals / Rent to own
Ductless Heat Pump Rentals – Affordable Lease-to-Own Options for Your Home
What if you could get a brand new ductless heating and cooling system installed in your home today with no major upfront payment? That's exactly what our ductless heat pump rental program offers. At Ductless Certified Heat Pump, we've partnered with Vista Services, a trusted Canadian financial services company, to bring you flexible, stress-free lease-to-own programs. This isn't like renting an apartment – you're building towards ownership with predictable monthly payments that include full parts and labour warranty coverage.
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Here's the smart part: Vista's lease-to-own program is different from a traditional bank loan. You get no payments for the first six months, which gives your budget some breathing room. After that, you pay a low, fixed monthly amount. And because every lease includes a full parts and labour warranty, you never pay a surprise repair bill if something goes wrong. If your system acts up, you call Vista's 24/7 Canadian-based support centre, and they send a qualified local contractor to fix it. For homeowners who worry about unexpected costs, this peace of mind is huge.
Right now, Vista is running a limited-time promotion that makes renting even sweeter. When you lease a qualifying heat pump through us, you'll receive a $250 prepaid gift card just for signing up. Plus, you still get the six months with no payments. That's like getting money back before you've even made your first payment. This offer is available on approved credit and applies to their standard lease programs. Just ask us for promo code VISTA when you sign your agreement to lock in the gift card and the deferred payment terms. It's a no-brainer way to get a high-efficiency system into your home.
So why choose rental over buying outright or financing? For many homeowners, it's about predictability and protection. With financing, you own the equipment but are responsible for all repairs after the warranty ends. With a lease-to-own from Vista, you're covered fully for the entire term. Plus, the monthly payments are often lower than a traditional loan payment. And because we handle all the installation and paperwork, your only job is to enjoy your perfectly comfortable home. When the lease term is up, you own the equipment. It really is that straightforward.
Eligible Systems for Our Lease-to-Own Program
Our rental program with Vista Services covers all the top brands we install, including Mitsubishi, Daikin, Fujitsu, LG, and others. Whether you need a single zone system for a garage or a whole-home multi zone ductless system installation, the equipment, installation, and warranty are all included in one simple monthly payment.
Certified Installation – Required for Worry-Free Rental Coverage
Vista's lease-to-own program requires installation by qualified, licensed contractors. That's us. Our team includes a licensed Gas Technician 1, a 313A Refrigeration and Air Conditioning Mechanic, and a fully TSSA certified gas contractor. We're also proud HRAI members and carry full WSIB coverage and insurance.
Compare Rentals with Rebates, Coupons, and Financing
Rental isn't the only path. You could also use government rebates or our seasonal coupons to lower an outright purchase or a financed loan. We'll help you compare the total cost and monthly payment of each option – rental, financed purchase, or cash with rebates – so you can choose what fits your budget best.
Rental Program Available Across the GTA
Our lease-to-own options with Vista Services are available to homeowners throughout the Greater Toronto Area, including Toronto, Vaughan, Richmond Hill, Markham, and Mississauga.
What Homeowners Say About Rental Programs
No Upfront Cost Was a Lifesaver
“Our old furnace died in February. We didn't have $10k sitting around. The rental program got us a new heat pump installed within days. Our monthly payment is lower than what we were paying for gas. Thank you.”
Derek Morrison
Love the Gift Card Promo
“The $250 gift card was a nice surprise. Used it to buy a new smart thermostat to go with the system. And not paying for six months really helped after the holidays.”
Patricia Lam
Warranty Gives Me Peace of Mind
“I'm not handy. The fact that any repair is covered under the lease is why I chose rental over buying. The one time I had a question, their 24/7 line answered right away.”
George Papadopoulos
How to Get Started with Our Lease-to-Own Program
Getting your new ductless heat pump under the rental program is simple. First, call us for a free consultation. We'll assess your home, recommend the right system, and give you a quote. If you decide rental is the way to go, we'll help you complete a quick credit application with Vista Services. Approval is usually fast. Once approved, we schedule the installation. You sign your lease agreement – make sure to mention the promo code VISTA to get your gift card and the six months of no payments. Then we install your system, and you start enjoying perfect comfort.
Learn More About Vista Services
Still have questions? Just call our office. We've helped dozens of homeowners get into a new energy efficient HVAC system through this program. We can explain the difference between the lease-to-own option, our low-interest financing, and paying cash with rebates. There's no pressure – just honest advice to help you make the right choice for your home and your wallet.
More Ways to Save on Our Blog
Visit our blog for articles comparing rental vs. buying, how to combine programs for maximum savings, and maintenance tips to keep your system running efficiently for years.
Frequently Asked Questions About Heat Pump Rentals
Vista Services uses a standard credit check. Approval is based on your credit history and ability to make the monthly payment. Many homeowners who might not qualify for a traditional bank loan are approved for this program. We can help you start the application.
Typical terms are 120 to 144 months (10-12 years). At the end of the term, you own the equipment outright. There's no large balloon payment at the end.
The Vista lease includes full parts and labour coverage for the entire term. If your system breaks, you call their 24/7 Canadian support line. They dispatch a local contractor to diagnose and fix the problem at no cost to you.
Yes. The agreement allows for early buyout. You can pay off the remaining balance to own the system sooner. There may be a small admin fee, but no major penalty like some financing options.